Do you wish to learn how to cancel your African Bank credit card? African Bank is a popular financial institution in South Africa. We have previously written on their credit card requirements. You are here because you fulfilled those requirements and you got your card. But, for one of the reasons discussed below, you now wish to cancel. African Bank offers the Black and Gold credit cards. The process of cancelling is similar whatever the type of card that you may have.
Steps to cancel your African Bank credit card
The following is how to cancel your African Bank credit card;
- You can cancel your card at your nearest African Bank branch. Simply visit them and they will help you with the process.
- It’s also possible to cancel your credit card using the bank’s app or via online banking.
- African Bank cards can also be cancelled by calling 0861 000 555. If you are outside the country, you can reach the bank on +27 11 256 9988.
Why cancel your credit card?
Credit cards are wonderful if used correctly. However, they are often abused, leaving their owners in debt. A credit card should never be an excuse for unbridled spending. Remember, you will have to pay whatever you borrow at the end of the day.
The major reason why people seek to learn how to cancel their African Bank credit cards is because they have gotten fed up with always being in debt. That can happen if you do not use your card wisely. Most people decide, after clearing their debts, that they have had enough. They thus look to cancel.
Other people seek to cancel their credit cards because they have since moved on to other banks offering better deals. It’s not really a good idea to have multiple credit cards from different banks, but it’s something that a lot of people do. You are here now because you have seen sanity, and you now wish to cancel all your other credit cards.
In this article, we showed you how to cancel your African Bank credit card. It was noted that there are several ways of doing so. Once your card has been cancelled, you will not be able to use it again. If you wish to get another card, you will have to make a new application.