Do you wish to find out how to close a Standard Bank credit card? Standard Bank, the largest bank in South Africa in terms of capitalization, offers a wide range of credit cards. These include Gold Credit Cards, Titanium Credit Cards, Blue Credit Cards, Platinum Credit Cards, Diners Club Credit Cards and World Citizen Credit Cards. These offerings differ in terms of the minimum income requirements. You are here because you now wish to cancel your credit card. How do you do this?
How to cancel a Standard Bank credit card
If you wish to close your Standard Bank credit card, you need to visit your nearest branch. You can also get help by calling 0860 123 000.
Can I cancel on the mobile app?
That’s how to close a Standard Bank credit card. At the moment, it can only be done in the ways outlined above. However, there are a lot of people out there who are looking to do this via the bank’s app or through internet banking. Is that possible?
The answer is no, it’s currently not possible to cancel your card on the app. You can call the number given above to get help. But you will not be able to cancel through internet banking.
You have the option to temporarily stop your card
In the above section we focused on showing you how to close your Standard Bank credit card. This option is for those who no longer need their credit cards altogether. But what if you only wish to temporarily suspend the card.
Perhaps you have lost the card and you are doing this as a security measure. Or maybe the card has been stolen and you wish to protect yourself by suspending it. The good news is that you have the option to temporarily stop your Standard Bank. The following is how to do it on the app;
- Log into the Standard Bank app.
- Click on Manage.
- Go to Cards.
- Choose the credit card that you wish to block.
- Click on Card settings.
- Choose Report lost or stolen card.
- Click on Next.
- Choose a reason why you are stopping the card.
- Click on Next.
- Click on Confirm.
- You will get notification that the card has been stopped.
Reasons for cancelling a Standard Bank credit card
In this article, we highlighted how to close a Standard Bank credit card. But why would you seek to do this? There are a number of reasons why you could be looking to do this.
Perhaps you have moved to another bank offering better terms on their credit cards. In that case, you will need to make sure that there are no outstanding fees on the card before you can close it.
A lot of people close their credit cards as a way of managing their finances. Credit cards are good, but they can be harmful to your financial health.
That’s particularly the case for those that have difficulty staying away from unnecessary purchases. One way of handling this problem would be to close your credit cards, including the one with Standard Bank.