Do you wish to learn how to get a Standard Bank credit card? Standard Bank is the biggest bank in South Africa in terms of capitalization. Like every other bank in the country, they offer credit cards. A credit card can be a great tool that you can use to get instant cash. Credit cards also come with a number of perks, such as travel insurance. So, what’s the application process like?
How to apply for a Standard Bank credit card
The following is how to get a Standard Bank credit card;
- You can apply for a credit card using the Standard Bank app. The application process is given below.
- It’s also possible to apply for a credit card online. Start the process by checking whether or not you qualify.
- Another option is to visit your nearest Standard Bank branch to make your application.
Applying for a credit card using the Standard Bank app
You can get a Standard Bank credit card by making your application using the bank’s mobile app. This is an easy process that customers can complete within a few minutes. The following is how to make your application on the app;
- Log into the Standard Bank app.
- Scroll to the bottom on the home screen and click on More.
- Next, choose the Open a new account option.
- Go to Personal Lending.
- Click on Get a Quote.
- Enter your gross monthly income and your total expenses.
- Agree to the terms and conditions and click on Next.
- You will now see your maximum credit limit.
- Click on the Apply button.
- On the next page, you will be able to see your estimated monthly repayment. You can also personalize the credit card by changing the amount of money that you wish to borrow.
- When done click on Next.
- Choose an insurance option. You can also choose to have no insurance. Click on Next when done.
- On the next page, you are asked if you know any influential people. When done click on Next.
- Now you need to go through and confirm your details. Click on Yes if everything is correct.
- Confirm your repayment details.
- Your agreement will now be generated.
- When that is done, click on View Agreement.
- Sign the agreement by clicking on Sign.
- Enter the OTP that is sent to you phone.
- Your credit card account will now be opened. You can download the contract.
Types of Standard Bank credit cards
That’s how to get a Standard Bank credit card on the Standard Bank app. Standard Bank offers a number of options in this regard. The one that you get will depend on how much you earn per month. The following are the available Standard Bank credit cards;
- The Gold Credit Card
- Titanium Credit Card
- Platinum Credit Card
- Diners Club Platinum Credit Card
- Diners Club Beyond Credit Card
- World Citizen Credit Card
- Blue Credit Card
Which one is suitable for me?
In this article we showed you ow to get a Standard Bank credit card. We noted that Standard Bank has a wide range of credit cards. These are designed to give customers options depending on their needs and depending on how much they earn.
So, which credit card should you apply for? That depends on your individual circumstances. If you are a high income earner, you will want to apply for a suitable card. Ordinary earners, meanwhile, can apply for the gold credit card.