FNB Cellphone Banking USSD

What is the FNB cellphone banking USSD? It’s a question that a number of people across South Africa have been asking. FNB is a major player on the country’s banking scene. Like everybody else, they have fully embraced digital banking. That is done to make life easy for their customers. Cellphone banking brings convenience to the masses by giving people access to their accounts no matter where they may be in South Africa. In order to access cellphone banking, you need to use the appropriate USSD code. So, what is this code for FNB?

USSD Code for FNB Cellphone Banking

The FNB cellphone banking USSD is *120*321#. You can use this code to register for cellphone number and to access the various services that are available on the platform.

What can you do with FNB cellphone banking?

That’s the FNB cellphone banking USSD. But what can you do with cellphone banking? We have already mentioned that cellphone banking has revolutionized the way in which people interact with their banks. The following are some of the activities that you can do here;

  • Check your account balances
  • Buy airtime
  • Buy data bundles
  • Buy electricity tokens for your meter
  • Send money to recipients across the country
  • Pay accounts with different businesses
  • You can apply for a loan
  • Make once off payments
  • Transfer money from one account to the other
  • Manage your Debit Orders, including disputing and stopping them
  • Make payments to other countries, specifically Namibia, Swaziland and Lesotho

Here is the FNB eWallet contact number


This post was dedicated to showing you the FNB cellphone banking USSD. It was noted that cellphone banking is great in that it puts banking in the hands of everyone across South Africa.

As long as you have a phone, you can access cellphone banking. You no longer need to visit your bank to access mundane activities such as checking your balance.

The good thing about cellphone banking is that it uses USSD. It does not use the internet. It means you can access your account even from the most remote parts of the country.

FNB eWallet limit

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