Capitec Cellphone Banking USSD

What is the Capitec cellphone banking USSD? Cellphone banking is probably one of the best digital inventions of the modern age. It gives people the ability to access their banks right from their phones. The great thing about this is that you don’t need to have internet in order to achieve this goal. You can carry out a wide range of transactions from your phone. But what’s the proper USSD for doing so on Capitec?

USSD Code for Capitec Cellphone Banking

The Capitec cellphone banking USSD code is *120*3279#. Using this code, you can carry out a wide range of transactions, including buying airtime and transferring money.

What can you do with Capitec cellphone banking?

That’s the Capitec cellphone banking USSD. We have already noted that cellphone banking is a great innovation that has made life easy for ordinary people around South Africa. So, what can you with cellphone banking? You can carry out the following activities;

  • Check your bank account balance
  • Transfer money
  • Buy airtime
  • Buy data and SMS bundles for all networks
  • Buy prepaid electricity tokens. You can also view your previously bought tokens
  • Register for SMS updates
  • Approve DebiCheck 
  • Stop stolen cards
  • Toggle tap to pay functionality On or Off
  • Send bank statements via email
  • Send cash to friends and family
  • View the last 5 transactions
  • Pay bills

Why is cellphone banking important?

Those are some of the things that you can do with Capitec cellphone banking through their USSD code. As you can see, you can carry out most banking functions from your phone.

The good news is that you don’t need to have a smartphone. Cellphone banking works without airtime. That makes it accessible to the masses of people around the country.

No matter where you may be, you will be able to use Capitec cellphone banking. You are not even charged a monthly fee.

Does Capitec open on Sunday?


In this article, we gave you the Capitec cellphone banking USSD code. It was noted that this code is useful to those Capitec customers who wish to access different functions on their phones without the need for airtime.

Capitec has over 20 million users in South Africa. That makes the bank the biggest in the country. Capitec brings convenience to people through cellphone banking. It’s the reason why the bank is so popular.

With cellphone banking, you can use even a feature phone to access your bank account. You can then carry out a wide range of transactions, including making transfers, buying airtime and buying electricity.

Here is the universal branch code for Capitec

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