Capitec to FNB Transfer Time

Capitec and FNB are two of the biggest banks in South Africa. That’s the reason why thousands of transactions take place between the two on a daily basis. When it comes to making an EFT transfer, a lot of people get anxious because they wish to get their money instantly. It only makes sense. After making a payment to a business, as an example, you want it to arrive as soon as possible so you can get the service that you have paid for. You are here because you are wondering about the Capitec to FNB transfer time.

How long does it take to transfer money from Capitec to FNB?

The Capitec to FNB transfer time is usually between 1 and 2 days. In some instances, you may receive your money after 3 days. That mainly happens if you make the transfer towards or over the weekend. The good news is that there is a way through which you can shorten this transfer time.

How to have quicker transfers between Capitec and FNB

We have already noted that most people prefer to have money transferred from their bank accounts as quickly as is possible. That’s not really surprising. Imagine you are making a payment for a service as an example.

That money should arrive in the shortest of time. Unfortunately, we have already noted that the transfer time in this case can be as much as 3 days in some instances. So, what can you do to make sure that your money arrives quicker than this.

This is where immediate payments come into play. With Capitec, you can choose the immediate payment option, which is a quicker way of transferring your money. This feature is available with most banks in South Africa.

Immediate payments are not free. When you do them from Capitec to FNB, you are charged a small fee. For most people, the fee is a small price to pay for having their money arrive at the destination account in a short space of time.

One thing to note here is that immediate payments are not always immediate. You may need to wait up to 2 hours for the transfer to go through. Again, that is something which happens whatever the bank you may be using.


In this article, we gave the Capitec to FNB transfer time. It was noted that it can take up to 48 hours for money to arrive at the destination FNB account. For those looking for expedited EFT transfers, there is the immediate payment option. With this, you pay a small fee to have your money transferred almost immediately.

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