Woolworths Credit Card Requirements

What are the Woolworths credit card requirements in South Africa? Woolworths is one of the biggest retailers across the globe. In South Africa, the company also offers financial services under the Woolworths Financial Services brand. You are here because you wish to apply for a credit card. In order to do so, you need to meet a certain threshold. What are these requirements?

What you need to apply for a Woolworths credit card

The following are the Woolworths credit card requirements;

  1. Minimum earnings amounting to at least R3000 per month.
  2. You need to be over 18 at the time of the application.
  3. A copy of your payslip may be required.
  4. Proof of address in the form of a utility bill or a bank statement.
  5. You must have a valid South African ID.

What does the Woolworths credit card offer?

Those are the Woolworths credit card requirements. To qualify, you need to have an income of at least R2000. That’s actually not too bad when compared with other banks. The minimum is usually R3000 per month.

The minimum income does not have to be only a salary. It can also be in the form of proof that you earn R2000 per month. Perhaps All the other requirements are similar to what would be demanded by any other financial institution in South Africa when a person is opening a credit card.

But what does the Woolworths credit card have to offer? Well, you get the ability to shop across the world in millions of shops. Woolworths credit cards work in all outlets that offer accept Visa cards.

You can also use your card for online shopping. The following are some other benefits that you get from using a Woolworths credit card;

  • Travel insurance
  • Up to 8 additional cards for free
  • Lost card protection
  • Access to your account via the mobile app

Types of Woolworths credit cards

Woolworths offers 2 types of credit card. The first is the Gold credit card. That’s the one that most people will apply for. The second one is the Black credit card. Here are the requirements for a Woolworths black credit card.


In this post, we gave you the Woolworths credit card requirements. We noted that Woolworths is a major retailer around the world. In South Africa, they also offer a financial service. You can apply for a credit card that can be used in over 20 million outlets around the world.

Here is the Woolworths black card minimum salary

One Comment

  1. GUDAY

    Its been several times trying to withdraw cash from the credit card
    but it doesnt allow me is there something i need to do or should it be linked

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