What is the Maximum Capfin Loan?

What is the maximum Capfin loan? How much can you get as a loan from Capfin? Capfin is one of the best known providers of short term loans in South Africa. This popularity is due to the fact that the process of applying is very easy and there are no hidden fees and interest rates. You are here because you are wondering at the Capfin maximum loan amount. How much can you get when you apply for a loan?

Capfin maximum loan amount

The maximum Capfin loan amount is R50 000. The amount that you will get depends on your income. If you earn more, you will be able to get a bigger loan that someone who earns little. Your expenses and your credit profile are also factored in when it comes to the total amount that you will get.

Repayment amounts example

That is the answer to the question what is the maximum Capfin loan? You will be able to get up to R50000, depending on various factors such as your income. In the table below, we give you an example of someone who has taken a loan of R4000. As you can see, if your borrow R4000 for 6 months, you will have to pay back R5761 in total.

6 Months12 Months
Loan AmountR4000R4000
Max Interest Rate5% per month29.25% per annum
Initiation FeeR535R535
Max Monthly Service FeeR69R69
Monthly Capfin Credit LifeR15R14
Max Monthly InstalmentR960R519
Max Total Loan RepaymentR5761R6233

Can I get a Capfin loan without a payslip?

How long do you need to wait for your money?

When you apply for a Capfin loan, how long will you have to wait to get your money? It’s another question that we have been getting. According to the company, your loan can get approved in as little as 2 days. You will have to quickly approve the DebiCheck mandate to your bank to expedite the process.


In this article, we answered the question, what is the maximum Capfin loan amount. This is an important question that is asked by those looking to get loans from the company. We noted that the amount that you ultimately end up getting depends on a number of factors, including your credit score, how much you earn and your spending habits.

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