Do you wish to learn how to apply for an FNB credit card? Credit cards are good way of accessing credit as and when needed. Millions of South Africans have credit cards. You are here because you now wish to find out how you can get a credit card from FNB. The process of applying for one is easy enough. FNB is one of South Africa’s biggest banks, making it popular for those looking to apply for credit cards.
How do I get an FNB credit card?
The following is how to apply for an FNB credit card;
- You can apply for an FNB credit card online. In order to do that, you will have to meet the FNB credit card requirements. If your application is successful, your credit card will be sent to you.
- It’s also possible for you to apply for your credit card instore. Simply visit your nearest FNB branch. The requirements are similar as the ones outlined in the above link.
Is it wise to have a credit card?
That’s how to apply for an FNB credit card. But is it wise to apply for a credit card? That’s a question that’s on a lot of people’s mind. You may have come across someone struggling to clear their credit card debt. Now you are wondering whether or not you will fall into the same trap.
The truth is, credit cards need to be treated responsibly. Just because you have one doesn’t mean you can buy the whole of South Africa. If you approach your credit card with this mindset, you will be setting yourself for trouble.
There are many ways of managing your credit card use. One simple rule of thump is to only buy things that you absolutely need. Next, make sure that you don’t fall behind on your payments. Otherwise your credit score is going to be negatively affected.
In this article, we showed you how to apply for an FNB credit card. It was noted that a lot of people in South Africa rely on credit cards for their daily purchases. That’s all very well, but when you get your card, you need to use it responsibly to avoid trapping yourself in a mire of debt.