FNB Bank Loan Requirements

What are the requirements for getting an FNB bank loan? It’s a question that we have been receiving from some of our readers. FNB is one of the biggest financial institutions in the country. They currently have over 8.8 million customers in South Africa. In total, FNB has over 10 million customers on the African continent. As a customer, one of the things that you may wish to do is to get a loan from FNB. But what do you need to do to be able to get this loan?

What do I need to get an FNB bank loan

The following are the FNB loan requirements for South Africans;

  1. You need to be an FNB customer.
  2. You must have A South African ID.
  3. You also need to have the phone that’s linked to your FNB bank account.

How does this work?

Those are the requirements for getting a loan from FNB bank. First of all, you need to be an FNB customer. Once you have opened an account, you can apply for a loan.

If you are already an FNB customer, you can start the process online. All that you need to have is your South African ID number. With that, you can go to the correct portal to get started.

As part of the process, they will send you an OTP on the number with which you signed up for an FNB account. So, the process is really easy.

How much can you get?

So, how much can you get as a loan from FNB? Well, the good news is that FNB offers personal loans of up to R300 000. That should be enough to cover most issues. On top of that, FNB has fairly friendly payment terms. That’s what makes it an attractive destination for those looking for loans.


In this post we showed how the FNB bank loan requirements. We answered the question, what do I need to get a loan from NMB. One thing that was noted was that the bank offers loans to its customers. So, you need to open an account if you don’t already have one.

Here is the FNB 24 hour call centre number

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