Capitec USSD Code to Send Money

What is the Capitec USSD code to send money. It’s something that many of the over 21 million people who bank with Capitec have been asking about. Sending money to friends, colleagues and businesses is something that you will likely do every now and again as a Capitec customer. Capitec customers can use Send Cash to send money to people’s phone numbers across the country. There are many ways through which to do so, including via the app, via online banking and through USSD. So, which USSD do you use when sending money via Capitec?

Capitec USSD code for sending money

The Capitec USSD code to send money is USSD *120*3279#. Note that you need to be registered for Capitec cellphone banking to be able to use this facility. With the above code, you can send money to other Capitec users and to people who bank with other banks across South Africa.

How to send money

That’s the Capitec USSD code to send money. We noted that you first need to be register for cellphone banking. That allows you to use various USSD features from anywhere in South Africa. The following are the steps that you need to take when sending money;

  1. Dial *120*3279#
  2. Choose option 9
  3. Accept the terms and conditions
  4. Choose option 1
  5. Choose the account from which you wish to send money.
  6. Enter the amount you want to send
  7. Create a 4-digit secret code (this will be used to collect the cash)

Where can this money be collected?

Now that you have send money to a recipient’s phone number, how do they get it? That’s a question that on many people’s minds. The great thing about this facility is that it’s part of cellphone banking, which has been taking root across South Africa.

With cellphone banking, money is send to a person’s phone number. Now, almost everyone in South Africa has a mobile phone. It doesn’t matter if it’s one of those old feature phones from yesteryear. What’s required is the phone number, and not a smartphone.

What happens is that money is send to the person’s mobile number. The mobile number acts as a bank account. The person can then collect the money from a wide range of outlets. Here is a full list of the places where you can collect Capitec Cash Send.


In this article, we gave you the Capitec USSD code to send money. It was noted that a lot of people have been using cellphone banking to send money in South Africa. That’s ideal because it allows you to send money to anyone who has a phone number. That money is then collected from a number of retail stores or from a Capitec ATM.

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