How to Cancel Capitec Credit Card

Do you wish to find out how to cancel your Capitec credit card? Capitec has the most number of customers of any bank in South Africa. At the moment, over 16 million people bank with this bank. A large number of of these people take out Capitec credit cards. Credit cards are a great way of accessing credit on the go. However, they are not really for everyone. A lot of people get into trouble because they get into too much debt and they can no longer keep up with the monthly repayments. You are here because you no longer need your Capitec credit card.

How to stop a Capitec credit card

The following is how to cancel a Capitec credit card;

  1. You can cancel your Capitec card by dialing the USSD code *120*3279#. Follow the prompts and you will be able to stop your card.
  2. It’s also possible to cancel your card via WhatsApp. Simply save the number 067 418 9565 on your phone. Send the message Hello to the number and choose option 1 to stop your card.
  3. Another option is to cancel your card on the Capitec app. Log in and go to Cards. Next, choose Stop Card. Give a reason for blocking the card and confirm your choice.
  4. You can also cancel your card by calling Capitec on  021 941 1377. This number is available 24/7.

Are these solutions permanent?

That’s how to cancel your Capitec credit card. One thing to say here is that the options given above are for blocking the card. They do not really cancel it permanently. If you wish to do that, you may have to visit your nearest Capitec branch to get the issue sorted out.

Why cancel your Capitec credit card?

There are many reasons for wanting to cancel your Capitec credit card. Many people do it as part of the process of moving from one bank to the other. Perhaps you have found a new bank that works better for you.

In that case, you may wish to clear all your obligations with Capitec before moving. Part of the process involves cancelling your credit card. That way, you won’t have liabilities hanging over you as you move around.

Other people cancel their credit cards because they are fed up with credit cards in general. A credit card is great, but it can quickly become a liability. Imagine having access to around R200000. That’s the average that you can borrow on credit cards in South Africa.

Then imagine being in debt to the tune of that amount. The entire thing can quickly become something of a challenge. Most people fall into a credit card debt trap that can spiral out of control. If you have previously fallen into this trap, you will be looking to get rid of some of your credit cards.

Here are the Capitec account opening requirements for foreigners


  1. How do you cancel a lost capitec debit card if your phone is also stolen no money no phone no call because it’s not a toll free number…. Now i have to walk to the nearest branch which is 5km away from me because I do not have transport at my disposal thanks capitec….. Will be changing banks soon

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