FNB Credit Card Requirements
What are the FNB credit card requirements? It’s a question that some of our readers have been asking. FNB offers a host of services to its customers, which is one of the reasons why this bank is so popular in South Africa. You are here because you now wish to get an FNB credit card. What do you need to qualify for one. That’s the question that we are going to answer in this article.
Requirements to get an FNB credit card
The following are the FNB credit card requirements;
- A South African ID.
- Proof of residence. This can be in the form of a utility bill or a lease. Your proof of address should be no more than 3 months old.
- A copy of your payslip.
- A bank statement going back 3 months.
- When applying online, you also need to have the phone that’s linked to your FNB account. An OTP will be sent to your number.
- FNB offers different credit cards. You need to qualify for the one that you are applying as explained below.
How to apply for an FNB credit card
Those are the FNB credit card requirements. But how do you apply for a credit card at FNB? You have the option of doing so online.
It’s also possible to apply for a credit card instore. So, pick the option that’s most convenient for you. But what types of credit cards are on offer at FNB?
Income Requirements for FNB Credit Cards
FNB offers different types of credit cards. You will be required to apply for one for which you meet the minimum income requirements. The table below shows the types of credit cards that are on offer at FNB. Each card has minimum and maximum income requirements;
| Minimum Income | Maximum Income | |
|---|---|---|
| Aspire | R84 000 | R449 999 |
| Premier | R240 000 | R849 999 |
| Private clients | R750 000 | R1 799 999 |
| Private wealth | R1.8 million | Unlimited |
| Petro card | R84 000 | more |
Those are the income thresholds for the different types of credit cards that are on offer at FNB. You should make sure that you qualify for the one that you are applying.
Summary
In this article, we gave you the FNB credit card requirements. Credit cards are important for those looking for easy access to money as needed. The type of credit card that you will get from FNB depends on your income. You can apply for a credit card online or instore.
You may also be interested in the FNB loan requirements